Genesis Wallet — Your Secure Financial Companion

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Truth In Saving Disclosure

Truth In Saving Disclosure
Initial Deposit and Balance	There is no initial deposit or minimum balance required to open this Account.
Annual Percentage Yield ("APY")	3.00%
ATM Fees (domestic or international)	There are no ATM fees charged by Bank; ATM provider may charge a separate fee. Genesis Transaction Fee $1.50
Transaction Limitations	The transaction limitations for your Accounts are set forth in Sections E and F.
Foreign Exchange Fee	3.00%
Debit Card Shipping	$6.99
Additional Fee Disclosure	You may be responsible for transaction fees for other services available within the Platform.
US & International Pin Transaction	$.50

The interest rate and APY is correct as of today's date, but is subject to change at any time in our discretion, as further described in section D.

Genesis is not a bank. Genesis is a financial technology company. Banking Services are provided by Mbanq’s banking partner, Cross River Bank, Member FDIC. Deposits held at Cross River Bank are insured up to $250,000 per depositor, per account ownership category, by the FDIC. FDIC insurance protects against the failure of an FDIC-insured depository institution. Certain conditions must be met for pass-through coverage to apply. The Genesis Account and Genesis Visa® Card are provided by Cross River Bank, Member FDIC.

Mobile Wallet Funds are not FDIC insured. All trademarks, service marks and registered marks are the property of their respective owners. ©2026 Genesis. All rights reserved.